Australian retirement, super and the Age Pension - explained clearly
Are you actually ready to retire?
Get the free Australian Retirement Readiness Checklist: 48 things to check before you stop working.
The three ages that govern Australian retirement — and why they're not the same age.
How to find every dollar of super held in your name, including the lost ones.
What the Age Pension assets and income tests actually count.
What's inside the checklist
Four pages, 48 checkboxes, and no figures that go out of date.
Your dates and your super
The three retirement ages, every super account held in your name, and the insurance sitting inside them.
Your numbers
What's coming in, what's going out, what you own and what you owe — the inputs any retirement decision needs.
The Age Pension rules
Which of the two tests applies to you, what counts as an asset, and where the current rates and thresholds always live.
Made for a very specific stage of life.
✦ You're within ten years of stopping work — or your partner is — and you want the decision to be deliberate, not accidental.
✦ You've watched the videos and read the articles, but nobody has ever shown you the full list of what to actually check.
✦ You'd rather spend one honest afternoon on paperwork now than discover a lapsed nomination or a lost super account at exactly the wrong moment.
Hi, I'm Emma. I make Australian retirement rules make sense.
Every week on Aussie Wealth with Emma, I walk through super, the Age Pension and retirement planning in plain English — no jargon and no sales pitch. Emma is an illustrated character; real people research and write every word, and nothing here is personal financial advice.
Ready to check your retirement readiness?
Get the free 48-point checklist and walk into the decision with the complete picture.
Aussie Wealth with Emma
Important: The information on this page and in the checklist is general information only. It doesn't take into account your objectives, financial situation or needs, and it isn't financial product, tax or legal advice. Aussie Wealth with Emma is published by SFB Media Group Pty Ltd, which does not hold an Australian Financial Services Licence. Consider speaking with a licensed financial adviser before making decisions about your super, retirement income or the Age Pension.
